Protecting your downside in life

You’ve worked hard to get to where you are today. Maybe you’re building a family, buying a home or creating a career/business. What’s that worth to you? If the wheels fall off, who is going to help you pick up your life and put it back together?

Do you have 3 – 6 months of living expenses saved if something goes wrong?

If you could no longer work, how would you continue to live?

Would the NZ Health system be fast enough if you become sick?

Are your loved ones protected should something happen to you?

Do you have something to lose that could be protected?

Take a breath…

Having worked in the industry for 31 years and helped thousands of people with their insurance needs, I have heard all these questions and many more that you may not have even thought about.

No one likes unpleasant surprises, especially if they disrupt your life and get in the way of reaching your goals. My goal is to help you be prepared and protected should the unexpected happen.

Income Protection Insurance
Imagine what would happen if you lost your income due to an accident or illness. Surely you don’t want to be caught off guard. With income protection insurance, you will receive a monthly benefit if you are unable to work due to illness or injury.

You can choose when you want the benefit to start and for how long you need it for. My goal is to help you choose the best plan for your needs.

Life Insurance
Even though we like to think we will live forever, we all know eventually we’ll pass. We just don’t know when and we cannot predict it. What would happen if you suddenly died leaving your family behind?

Having the right life insurance in place, can change the financial impact your passing will have on your loved ones. Would you leave them with debts and an uncertain future? Don’t wait until it’s too late.

My goal is to help you find the most suitable life insurance for your needs.

Trauma Insurance
What would happen if you were suddenly struck by a major illness? We always think we are invincible, until we realise that we are not.

My goal is to help you be prepared and covered if you were suddenly unable to work due to a serious illness. Let’s have a chat to find out how you can be ready should a situation like this happen.

Meet Michael

Michael came to me when his first daughter was born. He sadly had split up from her mother but wanted to make sure his daughter would be protected.

He had never considered insurance but as he now had a young daughter he had something to lose.

Many people don’t worry about insuring risk for themselves, but when they have something important to lose – they pick up the phone.

We were able to create a plan for his daughter, should anything happen to Michael, and put some smart protection in place to keep him going too.

It allowed him to have peace of mind and that feeling of caring about her.

Ready to discover if Keith & the team can help you?

Our initial conversation is short and sweet. I know your time is valuable (like mine) and we will quickly decide if I can help you on your journey to success. At the end of the call, we will either start our 5 process or I will point you in the right direction.

Happy Clients

Wow what an awesome home loan you got for me, never thought it would be that simple; you did everything for me after I gave you all my details and information. Thanks so much Keith, you made what I thought was going to be tough, really easy.
D. Allen


I would highly recommend Keith's services to anyone looking at purchasing property and found him to be personable, friendly and extremely professional. Keith managed all of my affairs in a highly efficient manner and he always made himself available to answer questions and provide further advice when asked. The entire process was stress-free and I now happily own my first property, all without any undue hassles, thanks to Keith.

I would therefore happily recommend Keith's services and could not have asked for a more professional and knowledgeable broker to act on my behalf.
Kylie B.


Many thanks for the emailed detail and information, yet another example of the great service from Keith and his office. I will have no hesitation in recommending Keith to friends and family. Many Thanks
M. Hope

Te Atatu

The next step, to peace of mind…

Every client we talk to is different. Different challenges & different dreams. Take advantage of our FREE no-obligation Discovery Session. We will have a good comprehensive chat to address your specific needs and goals.

We will cover several points including:

  • What debt structure will pay any loans or mortgages off the fastest.
  • How to plan for a thriving retirement, not just a surviving retirement.
  • Making sure you have the key downsides covered (that does not always mean insurance).
  • Discuss what your legacy could look like.
  • Answer any questions that have been weighing on your mind.

Keith will conduct the sessions (15 minute & 1 hour sessions), which are normally valued at $200. However, we are offering the sessions FREE to people that are serious about wanting to get the best out of their finances.

These are no-obligation sessions. If we can help you it could change your life for the better - if not you will walk away being more informed.

Keith Kerr, A future member of your team

Keith started life fascinated by how wealth worked. From an early age, he dove into books like ‘Think and Grow Rich’ and ‘Rich Dad, Poor Dad’, learning what it took to create wealth.

Over the last 31 years, he has refined his process and not just helped people get into their first home or pay down their home loan quicker.

He realised people had to manage debt smartly, protect the downside and plan for the long run - early.

Frequently asked questions

Where are you based & do you work with people all over New Zealand?
We are based on Auckland’s, North Shore but work with clients across New Zealand using Zoom Conferences. Whether you are in Bluff or down the road - we can help.
What if I already have a home loan, insurance or a retirement scheme with a bank?
That is 100% fine - We are able to to assess what you have already and see if it fits your overall needs. We can also make sure what you think you have is correct. We read the fine print to help you get a better understanding.
Why should I trust you?
With over 31 years of experience, Keith has seen a lot. His friendly but direct nature will both guide and empower you to fulfil you true aspirations. Learn more about Keith & his team here.