Getting you a better mortgage
Mortgages may seem all the same on the surface but they aren’t. A recent client worked with us to restructure their mortgage, which will now be paid off 6 years faster. Would you like to be debt free faster? Whether it’s your first home or you’re looking to refinance – get advice from someone who has lent over a Billion Dollars.
Is the bank the best place to go?
Should I go with a non-bank lender or a major bank?
How long should I fix my loans for?
Can I actually pay my mortgage off quicker?
Is it worth reviewing my mortgage with an adviser?
Many questions to answer, right!
You’re not alone. I promise we get these all the time.
Having worked in the industry for 31 years and written over a Billion dollars of loans, I have heard all these questions and many more that you may not have even thought about.
I always say – It’s not the rate you pay, it’s the rate you can pay off that matters.
No one wants a mortgage for 1 day more than they need it. My goal is to help you – my client – get debt-free faster. The New Zealand dream is to own a house, not to just live in one the bank owns forever.
We work with 4 types of mortgages holders.
First home buyer – Starting on the property ladder.
The Bank Said No – We have lenders who might say yes or can help you with what to do next.
Property Investment – Whether you like it or not, it is still the best investment in New Zealand. The sooner you are in, the sooner you can grow a portfolio.
Want A Better Deal? – You don’t know what you don’t know. Each bank is different, each mortgage is different. Get advice that could be worth $10,000’s of dollars to you in the long run.
A Better Mortgage For You
A couple came to me. They applied for a mortgage with two different banks and both turned them down.
They had never applied for a mortgage before, and as you can imagine their hearts sank when they were told ‘No’.
After spending some time understanding where they were in life, we were able to put a plan in place to reset their finances.
Within 3 months, we were able to get their mortgage approved by a lender to start them on the ladder.
I will be working with them for the next few years to help them sure up their financial future, but this win really made my day & theirs.
I love helping people succeed.
Ready to discover if Keith & the team can help you?
Our initial conversation is short and sweet. I know your time is valuable (like mine) and we will quickly decide if I can help you on your journey to success. At the end of the call, we will either start our 5 process or I will point you in the right direction.
I would therefore happily recommend Keith's services and could not have asked for a more professional and knowledgeable broker to act on my behalf.
The next step, to peace of mind…
Every client we talk to is different. Different challenges & different dreams. Take advantage of our FREE no-obligation Discovery Session. We will have a good comprehensive chat to address your specific needs and goals.
We will cover several points including:
- What debt structure will pay any loans or mortgages off the fastest.
- How to plan for a thriving retirement, not just a surviving retirement.
- Making sure you have the key downsides covered (that does not always mean insurance).
- Discuss what your legacy could look like.
- Answer any questions that have been weighing on your mind.
Keith will conduct the sessions (15 minute & 1 hour sessions), which are normally valued at $200. However, we are offering the sessions FREE to people that are serious about wanting to get the best out of their finances.
These are no-obligation sessions. If we can help you it could change your life for the better - if not you will walk away being more informed.